Think Cash And Planning

Lately, I have been working on "Balling On A Budget." At first I did not know how to successfully go about doing so. All I knew is that I had limited funds and I needed to find a way how to make my money last month to month.

The obstacles that stood in my way were...

1.I am in College

2.I am very involved on campus

3.I have two internships

4.I have a job

When I took in to account all these factors I knew that one thing had to happening PLANNING! LOTS AND LOTS OF PLANNING.

The plan that I developed was to take my Breakfast, Lunch, Dinner, and two snacks to school everyday. Yes, it's not cute carrying around a huge lunch box; however, it's just something that I needed to do. 

In that first week from taking my meals not only did I save money from not eating out I dropped 4 pounds. I was absolutely amazed with my progress and the amount of money that I saved. It's safe to say that I will continue the trend of taking all meals to school! 

Now what about eating out and local coffee shops you ask?

The key is treat yourself. You need to ask if eating out or that $4 dollar vanilla latte is going to break the bank. If it is don't do it. If you can afford it go ahead. 

So what's this cash part you haven't talked about yet come into play you ask?

Well here you go! What has helped me determine whether or not I can spend the money has been carrying cash! Credit cards are not your friend! I repeat CREDIT CARDS ARE NOT YOUR FRIEND! I encourage anyone and everyone to carry cash. I am a poor college student and only allow myself $20 for every two weeks. (I am aware I am poor...) However, whatever your budget is only take out that much money. If you have spent all the cash you allotted yourself for the week then you know you cant spend any money the rest of the week. It may be hard at first but then it becomes a game. Eventually you will get to the point where you have money left over by the end of the week or two week period. 

So there you have it "Think Cash and Planning"! It's your key to a frugal and financially stable life style. 

Stay fabulous

Priscilla <3